Our Products and Services
Pensions
We offer a personal and impartial pension advisory service. This is to help with all aspects of retirement planning, whether you are at the beginning of the retirement planning journey, confused about where you are with pension planning or reaching the point about considering how to take your pension in retirement.
There have been major changes to pension legislation in the last decade and an ever increasing range of new products that can make the retirement planning process a daunting prospect. Our individual pension review process is designed to ensure that your retirement planning accommodates any changes in personal circumstances, economic conditions and legislative changes.
Mortgages
We are mortgage advisers with access to the entire mortgage market. Unlike some brokers who work from a restricted panel of lenders we are impartial and consider the whole market therefore providing truly impartial advice gaining access to the best deals that are available.
Through our research software and adviser experience we can find and arrange the most suitable mortgage for your needs. Mortgages are available for many purposes including Home Purchase, Re-Mortgaging, Capital Raising, Home Improvements, Debt Consolidation and Buy to Let.
Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Protection
It is more important than ever in this current climate to ensure that you have sufficient provision in place to protect your family, your home and your income in the event of sustained ill health, unemployment or death. As Impartial Financial Advisers we can guide you through this process, helping to identify your priorities and the appropriate products.
We have access to all of the main providers and we can find and arrange the most appropriate insurance to safeguard you, your family, home or even your business. Life Assurance, Critical Illness, Permanent Health Insurance, Building & Contents Insurance and Commercial Insurance.
Investments
We can provide you with up to date, relevant and impartial savings and investment advice; whether it is saving for a specific purpose or ensuring that your existing investments are in the best place or are structured in the most tax efficient manner.
When considering investments, we look at this as a process, taking steps to identify your investment risk profile, thus ensuring that your portfolio is not only in line with your objectives, but also is tailored to your level of investment risk.
